The current economic environment may seem daunting to some and understandably so. But, currently, there is an opportunity to save hundreds per month and thousands per year by simply refinancing your home mortgage. Recently I was able to take my mortgage...
For the past couple of months I have been dabbling with trading ETFs based on their Relative Strength. Essentially what I did was get a basket of non correlated or loosely related funds. In this case it was Guggenheim S&P 500®...
As I mentioned before I live in Florida. And every year from the month of June until October we go into what is called “Hurricane Season”. The last few years have been particularly active years. And this got me to thinking,...
I am sure eventually you will ask yourself this question and you’ll probably come up with a gigantic number like $10 million or $20 million. Being dejected by the sheer magnitude of the thought, you’ll throw in the towel and quit...
Keeping cash is great for your psyche but horrible for your long term financial well being. What most people fail to understand is that cash is designed to be worth less in value over the long term. Here in the United...
This is definitely a challenging question that depends on the individual’s risk tolerance. For me personally, I am a big wimp. I can’t stand to open up my brokerage account and see red arrows. But at the same time I don’t...
When I was 19 I foolishly let a car get repossessed. This created a snowball effect of poor financial decisions being made over the next few years. I was young, living on my own, and had no concern for the future...
The younger you are the more saving your money for retirement sounds like advice from your dentist, “Brush your teeth 3 times a day and floss after every meal”. Yeah right, the only people who do that are sadomasochist. But seriously,...
All too often people fall into the trap of low easy monthly payments and never stop to think, “Hey…why are they so eager to help me out?”. The reason people want to make things easy for you to make payments on...
When it comes to making a buying decision it is easy to just see the item that you want to purchase right now. One thing that I did to help me save money was changing my mindset from “how much does...
